Pick up a pen, pencil, a piece of paper or something non-breakable. Now, drop it.  It fell to the ground, right? You can do this over and over, all day long, and you will get the same result.

Why?
GRAVITY!

Gravity applies to every person, in the same way, all the time. You cannot wake up tomorrow and say, “Gravity will not apply to me today”. In addition, you cannot have more or less gravity than someone else.

Why?
Gravity is a TRUTH.

Like gravity there are other Truths.

Here is a Money Truth:

$10-$8=$2
And
$10-$12=–$2

Always, all the time, for every person.

This Money Truth works even if you add zeros:

$10,000-$8,000=$2,000
And
$10,000-$12,000=–$2,000

Always, all the time, for every person.

It even works for strange numbers:

$3,333-$2,672=$661
And
$3,333-$3,994=–$661

So what is this Money Truth?

If you spend less than you make, you will save money. If you spend more than you make, you will accumulate debt. Always, all the time, for every person.

Luke, use the FORCE

Now that you know this amazing Money Truth, you can use the FORCE of financial gravity to create a financially fantastic life.

Here are a few simple ideas to help you use this Money Truth:

$ There are only three keys to your money ~ IN, OUTS, THE BALANCE
$ There are only three skills to master ~ TRACKING, RECONCILING, BUDGETING
$ Make the INS as big as possible
$ Make the OUTS as small as possible
$ The BALANCE is always the difference between the INS and the OUTS
$ Your BUDGET is YOUR PLAN for YOUR money
$ TRACK your money using your checking and savings accounts
$ RECONCILE your IN and OUTS to YOUR BUDGET
$ Having a positive BALANCE consistently, month after month, is what allows you to build your financial foundation.

This Money Truth holds you responsible for the decisions you make with your money. If you have a negative balance more months than not, you will accumulate debt. If you have a positive balance more months than not, this allows you to have more choices and provides the foundation to create a wealthy life.

A positive BALANCE provides freedom.

Like gravity, this money Truth is not personal, and it applies to every person, always, all the time. And now you know one of the great secrets of Wealthy Living.

May the Force Be With You
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