Category Archives: Uncategorized


Money and Love

A Story of Money and Love ~
After a speaking engagement on money and personal finance, I was approached by a small group from the audience. The ring leader wanted to argue that people only need love; That money isn’t important. I listened and explained that I could be wrong, so let’s do an experiment. […]



Time Value of Money and Achieving Financial Success

How do you achieve financial success? You use the time value of money!
Financially successful individuals understand this. Successful businesses understand this. Credit card companies definitely understand the time value of money but they use it against you.

So let’s develop your skills with an easy to understand explanation of the time value of money. […]



Money Habits and A New Year

Don’t make your money habits part of a New Year’s resolution.
The truth is by about the end of January most people are O.V.E.R. their New Year’s resolutions, and right back at their old habits, routines and ways of doing things. Then the year slips by, and by October/November the holidays gear back up, and […]



Gandalf the Grey on Wealthy Living

As much as I advocate for people to stay away from the ‘Hollywood’ version of wealth, I think Gandalf gets it right in this video clip.
I get a lot of flack about using the words wealth and wealthy. I understand that when you hear that word you don’t think I am talking to you. […]



Financial Checklist…How to Make College Affordable

Michael can read; Michael can write; but ...will Michael be able to go to college? Having a financial checklist for your child's future plans.
Highest college tuition? A record-breaking $60,000 a year. That is $240,000 for four years; nearly a quarter of a million dollars. Mind Blowing!
This has now become a major source of […]



The Importance of Financial Planning

What will you do with your $5,000,000?
Did you know that the average American will manage approximately $5,000,000 over their life time? Yes, I am talking to you: the schoolteacher, the computer tech, the office manager, the average working person. Most people with average incomes don’t think of their financial life this way. That kind […]