Category Archives: Uncategorized


Net Worth and Financial Stability

Say it with me, ‘stuff happens’.
It is not a matter of ‘if’, but ‘when’ and ‘what’. Some of this stuff is a result of choices we make and some is just unforeseen. What I am talking about is LIFE. Someone gets sick, someone losses a job, the market tanks, kids, parents, pets, cars, houses, […]



Allowance

What is nibbling at your money?
It’s the little things.
Like a bunny in a garden, nibbling everyday at the plants - The plants that would eventually produce fruits and veggies. That little bunny will destroy your garden if left unchecked. When you have the little things nibbling at your money it will destroy what […]



Tax Time

Tax Time
Yep it is that time of the year. Tax Time!
Here are some Tax Time facts according to IRS.GOV:
$ 3 out of 4 tax payers will receive a refund
$ The average refund last year was $2,700
So first of all, file your taxes! It creates a HUGE financial and emotional mess […]



WHealth

Does practicing Wealthy Living mean that nothing ever goes wrong?
NO!
Stuff happens. It happens to people with healthy money habits and it happens to people without healthy money habits. There is one big difference ~ having healthy money habits will give you more choices and less stress.

Less stress = better health.
‘Wealthy Living […]



Consumer Debt

Spring Ahead
Spring is here. The natural world is waking up from its winter sleep. If you are a gardener, it is time to start cleaning out your garden beds; time to start preparing for what you will grow this summer. An old gardener once told me that it is pushing up against the grit […]



Long-Term Thinking

You Can’t Eat a Tattoo
Dragons, Skulls, and Butterflies ~ OH MY!
I am fascinated by the body art craze.  I also think it is a great opportunity to use long-term thinking on a short-term decision. A person getting tattooed picks a design, pays for it, and sits for a piece of body art that […]



Ability meets Opportunity ~ Hitting that Sweet Spot

Are some people just lucky?
Jackie bought her condo for $135,000, and sold it for $175,000. James earned a full scholarship to a university. Sarah got the job she interviewed for. Brenda and Jeff go on a great vacation every year, and have no debt.

Is this all just luck or is it something else?
[…]



Money Truth – Financial Gravity

Pick up a pen, pencil, a piece of paper or something non-breakable. Now, drop it.  It fell to the ground, right? You can do this over and over, all day long, and you will get the same result.
Why?
GRAVITY!
Gravity applies to every person, in the same way, all the time. You cannot wake […]



Money Worries

8 Easy Steps to Money Worries

The details of the stories vary, but the underlying traits, behaviors, and beliefs do not.
- It starts with having NO PLAN for your $
- This leads to being UNABLE to PROJECT OUTCOMES
Here is an example:  Your insurance is due every six months but there is a […]



Cute Puppies and Kittens ~ Cost Money

Americans LOVE their cute puppies and kittens!
Annually Americans spend over $60 billion per year on their pets. The average American household spends just over $500 per year on their cute puppy or kitten. Two-thirds of all U.S. households own a pet.
Having spent three years as the Executive Director of a local Humane Society […]